State of Maryland Rehabilitation Programs

Funds made available through the State of Maryland's Special Loans Program are administered by Allegany County for the renovation of or repair of owner occupied houses or rental properties with 1-4 units. Allegany County processes loans under the following programs when financing for such projects are not available.

Maryland Housing Rehabilitation Program(MHRP)

Indoor Plumbing Program(IPP)

Residential Lead Abatement Program (RELAP)

Special Targeted Area Rehabilitation Program (STAR)

 

Maryland Housing Rehabilitation Program (MHRP)

This program provides funds to rehabilitate properties in accordance with applicable building codes and standards. Priority is given for

• health and safety violations (including structural defects);
• major system deficiencies;
• exterior deficiencies;
• interior deficiencies;
• weatherization and energy conservation;
• handicapped modifications; and
• creation of accessory dwelling units*

*Habitable floor area must not exceed the percentage (acceptable to the department) of the habitable floor area of the existing property to which the unit is added.

A sliding scale of interest rates is available from 0%-7% for low and moderate income families, based on a total annual income. The maximum loan term is 20 years.

If you would like more information on this program
Contact the Allegany County Department of Community Services,
Housing Services Division
at (301) 777-2372 or e-mail them now at housing@allconet.org

Indoor Plumbing Program (IPP)

Funds can be used for items which provide or improve indoor plumbing, including

• walls;
• septic systems;
• exterior piping;
• purification systems;
• connection fees and other items.

If you would like more information on this program
Contact the Allegany County Department of Community Services,
Housing Services Division
at (301) 777-2372 or e-mail them now at housing@allconet.org

Residential Lead Abatement Program (RELAP)

Loans may be used to finance abatement of lead paint on the following

• windows and sills;
• floors;
• wood trim;
• baseboards;
• doors;
• porches;
• exterior play areas;
• walls and ceilings.

Loans may also be used to test for the presence of lead and to correct plumbing or other water leaks which contribute to the deterioration of lead paint.

If you would like more information on this program
Contact the Allegany County Department of Community Services,
Housing Services Division
at (301) 777-2372 or e-mail them now at housing@allconet.org

Special Targeted Area Rehabilitation Program (STAR)

STAR addresses the needs of very low income residents who due to credit or other problems are not generally qualified for other State of Maryland programs.

STAR financing is 100% deferred and repayable only upon refinancing; sale or transfer of the property without prior consent of the State of Maryland. No interest is charged if and when repayment is required.

If you would like more information on this program
Contact the Allegany County Department of Community Services,
Housing Services Division
Telephone (301) 777-2372 or e-mail them now at housing@allconet.org